Terms & Conditions

1. Who we are

Stock Fintech (“Stock Fintech”, “we”, “us”) is a market education institute managed by M/s KOSOVO INDIA INC., operating from K-4, Power House Chauraha, Ashiyana, Lucknow, Uttar Pradesh 226012. You can reach us at contact@mystockfintech.com or +91 96963 71476.

2. Educational services only

Stock Fintech provides education and training. We are not a SEBI-registered Investment Adviser, Research Analyst, Portfolio Manager or stock broker. Nothing on this website or in any course, session, recording, document or communication constitutes investment advice, a recommendation to buy or sell any security, or a solicitation of any kind.

• We do not provide buy/sell tips, calls or trading signals.
• We do not manage anyone’s funds or operate a PMS.
• We do not promise, guarantee or indicate any level of returns.
• Any price levels, charts or instruments discussed in class are illustrative teaching examples, not recommendations.

3. Market risk

Investment and trading in securities, derivatives, currencies and digital assets carry substantial risk, including the total loss of capital. Leverage magnifies both gains and losses. Past performance of any strategy, instrument or mentor is not indicative of future results. You are solely responsible for every trading and investment decision you make, and you should consult a SEBI-registered adviser before investing.

4. Enrolment and eligibility

• You must be at least 18 years old to enrol, or have guardian consent.
• The information you provide at enrolment must be accurate and kept up to date.
• Enrolment is personal to you and may not be transferred, resold or shared.

5. Fees and payment

Course fees are stated on the pricing page and are payable in full before a batch begins, unless an instalment plan has been agreed in writing. Fees are quoted in Indian Rupees and are exclusive of any taxes that may apply. The official NISM examination fee is payable by you directly to NISM and is not included.

6. Refunds

Refunds are governed by our Refund Policy, which forms part of these terms.

7. Course content and intellectual property

All course material — recordings, slides, notes, question banks, templates and written content on this website — is the intellectual property of Stock Fintech and is licensed to you for personal, non-commercial learning only. You may not:

• record, screen-capture, re-stream or redistribute any session;
• share your login, material or recordings with any third party;
• reproduce, resell or teach our material commercially.

Breach of this clause may result in immediate termination of access without refund, in addition to any legal remedy available to us.

8. Batch schedules and changes

We may reschedule a session, change a mentor, or move a batch between classroom and online delivery where circumstances require it. Where a change is material we will give you as much notice as is practicable and, where a session cannot be rescheduled, provide a recording or equivalent make-up session.

9. Acceptable conduct

We expect respectful conduct in classrooms, online sessions and community groups. Soliciting other students, promoting tip services, abusive behaviour or sharing of paid material will result in removal without refund.

10. Third-party platforms

Brokers, exchanges, charting platforms and payment gateways referenced in our teaching are independent third parties. We are not responsible for their services, outages, charges or decisions, and we receive no consideration for naming them in class.

11. Limitation of liability

To the fullest extent permitted by law, Stock Fintech’s total liability arising out of or relating to your use of this website or any program is limited to the fees you actually paid for that program. We are not liable for any trading or investment losses, lost profits, or indirect or consequential loss of any kind.

12. Privacy

Our handling of your personal data is described in our Privacy Policy.

13. Changes to these terms

We may update these terms from time to time. The version published on this page is the one in force, and the “last updated” date above tells you when it changed. Continued use of the website or a program after a change constitutes acceptance.

14. Governing law

These terms are governed by the laws of India. The courts at Lucknow, Uttar Pradesh have exclusive jurisdiction over any dispute arising from them.

15. Contact

Questions about these terms? Write to contact@mystockfintech.com or call +91 96963 71476.